> For the complete documentation index, see [llms.txt](https://docs.prediction.crossdefi.io/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.prediction.crossdefi.io/support/terms-of-service.md).

# Terms of Service

Last Updated: \[Date]

CROSS Technologies Ltd. ("Company", "we", "us", or "our") operates the CROSS Prediction platform ("Service"). These Terms of Service ("Terms"), together with all documents or terms expressly incorporated herein by reference, are entered into between the Company and you ("User", "you", or "your") with respect to your use of, and access to, the Service, including \[Website URL], mobile applications, all associated sites and interfaces linked thereto by the Company or its affiliates, application programming interfaces (APIs), and source code.

By accessing or using the Service, including by connecting a wallet or executing any transaction, you affirmatively acknowledge and agree to be bound by these Terms. If you do not agree to these Terms, do not use the Service.

**THESE TERMS CONTAIN A BINDING ARBITRATION CLAUSE AND CLASS ACTION WAIVER (Section 14) THAT AFFECT YOUR LEGAL RIGHTS. PLEASE READ THEM CAREFULLY.**

For the avoidance of doubt, any specific rules, guidelines, or operational procedures described throughout these Terms are an integral part of this binding legal agreement.

***

## Table of Contents

1. [Definitions](#definitions)
2. [Service Description](#service-description)
3. [Eligibility](#eligibility)
4. [Restricted Jurisdictions](#restricted-jurisdictions)
5. [Account and Wallet](#account-and-wallet)
6. [Markets and Event Contracts](#markets-and-event-contracts)
7. [Trading Rules](#trading-rules)
8. [Fees](#fees)
9. [Market Resolution and Settlement](#market-resolution-and-settlement)
10. [Prohibited Activities](#prohibited-activities)
11. [Risk Disclosure](#risk-disclosure)
12. [Referral Program](#referral-program)
13. [Intellectual Property](#intellectual-property)
14. [Dispute Resolution and Arbitration](#dispute-resolution-and-arbitration)
15. [Disclaimers and Limitation of Liability](#disclaimers-and-limitation-of-liability)
16. [Modification and Termination](#modification-and-termination)
17. [General Provisions](#general-provisions)

***

## 1. Definitions <a href="#definitions" id="definitions"></a>

**"Event Contract"** means a binary position traded on the Service, the payout of which is determined by the outcome of a specified real-world event. Event Contracts settle at either $1.000 (winning position) or $0.000 (losing position).

**"Market"** means a trading venue listed on the Service for a specific Event Contract, including all associated parameters such as resolution criteria, expiration date, and oracle source.

**"Settlement Asset"** means any digital asset, token, stablecoin, cryptocurrency, or other comparable unit of value that the Company may, in its sole discretion, make available for use in connection with the Service, including for purposes of deposit, withdrawal, trading, collateralization, or settlement, and which serves as the unit of account and settlement currency within the Service.

**"Oracle"** means an external data source designated to determine the outcome of an Event Contract.

**"Position"** means a User's holding of an Event Contract, representing either side of a binary outcome.

**"Order Book"** means the electronic system that matches buy and sell orders for Event Contracts.

**"Split"** means the conversion of Settlement Asset into an equal quantity of both sides of an Event Contract.

**"Merge"** means the conversion of an equal quantity of both sides of an Event Contract back into Settlement Asset.

**"Redeem"** means the collection of settlement proceeds from a winning position after market resolution.

***

## 2. Service Description <a href="#service-description" id="service-description"></a>

### 2.1 Overview

CROSS Prediction is a prediction market platform. CROSS Technologies Ltd. provides access to and technical infrastructure for the Service, enabling Users to trade binary outcome positions on the results of real-world events. The Company acts solely as a technology and interface provider and does not act as a broker, dealer, exchange operator, counterparty, custodian, investment manager, or financial intermediary in relation to any transaction. Market creation, resolution, and settlement processes are governed by pre-established rules, smart contract logic, and designated oracle data sources. Emergency resolution powers set forth in Section 9.4 are reserved solely as a last resort to protect market integrity and shall be exercised in a commercially reasonable manner.

### 2.2 Scope

The Service includes, but is not limited to:

* Browsing and searching Markets
* Buying and selling Event Contract positions via the Order Book
* Split and Merge operations
* Redeeming settled positions
* Portfolio management
* Referral program participation

### 2.3 No Representation of Legal Classification

The Service is designed as a platform for trading event-based positions. The Company does not represent or warrant that the Service, any Market, any Event Contract, Settlement Asset, or any other digital asset made available in connection with the Service is classified under the laws of any jurisdiction in a particular manner (including but not limited to gambling, gaming, wagering, or financial instruments).

Nothing in these Terms, on the Service, or in any communication from the Company shall be construed as an offer, solicitation, marketing, promotion, or other activity requiring any license, authorization, registration, or approval under applicable securities, commodities, derivatives, banking, payments, gambling, or similar laws.

The Company does not represent or warrant that it or the Service has obtained, or is required to obtain, any license, authorization, registration, or approval in any jurisdiction in relation to the Service, any Market, any Event Contract, Settlement Asset, or any other digital asset.

You are solely responsible for determining whether your access to and use of the Service is lawful in your jurisdiction.

### 2.4 Not Advice

Nothing on the Service constitutes investment advice, financial advice, trading advice, legal advice, tax advice, brokerage, recommendations, or a recommendation to enter into any transaction. Market prices, probabilities, charts, and other information displayed on the Service are for informational purposes only.

In particular, nothing in the Service or in these Terms shall be construed as a recommendation or assurance that the Service, any Market, any Event Contract, Settlement Asset, or any other digital asset is suitable for you or is lawful or unregulated in your jurisdiction.

You are solely responsible for your decisions.

***

## 3. Eligibility <a href="#eligibility" id="eligibility"></a>

### 3.1 Age Requirement

You must be at least 18 years of age (or the age of majority in your jurisdiction, whichever is higher) to use the Service.

### 3.2 Jurisdictional Compliance

You further represent and warrant that you are not accessing or using the Service from, and you are not otherwise subject to the jurisdiction of, any country, territory, or jurisdiction in which the access to or use of the Service, or the trading of event-based contracts, digital assets, derivatives, or similar products, is restricted, prohibited, or would require the Company to obtain any license, authorization, registration, or approval.

You acknowledge that it is your responsibility to determine whether your access to and use of the Service, including your participation in any Market or Event Contract, complies with all laws and regulations that apply to you, including any securities, derivatives, commodities, gambling, anti-money laundering, sanctions, and tax laws.

### 3.3 Restricted Jurisdictions

You may not use the Service if you are located in, a resident of, or a citizen of any Restricted Jurisdiction as set forth in Section 4.

For purposes of these Terms, you are "located in, a resident of, or a citizen of" a Restricted Jurisdiction if, among other things, you: (a) are physically present in such jurisdiction; (b) are a national, citizen, resident, domiciliary, or tax resident of such jurisdiction; or (c) access or use the Service on behalf of any legal entity that is established, incorporated, or effectively managed or controlled in such jurisdiction.

### 3.4 Identity Verification (KYC/AML)

You represent and warrant, and shall at all times continue to represent and warrant, that:

* you are not listed on, and are not owned or controlled by any person listed on, any sanctions or watch list administered by the United Nations, the United States (including the U.S. Office of Foreign Assets Control ("OFAC")), the European Union, the United Kingdom, or any other relevant sanctions authority;
* you are not located, organized, or resident in, and are not accessing or using the Service from, any country or territory that is the subject of comprehensive sanctions; and
* your funds and digital assets are not derived from, and do not otherwise involve, any unlawful activity, including without limitation money laundering, terrorist financing, corruption, fraud, or sanctions evasion.

The Service does not currently require identity verification (KYC). However, the Company reserves the right to implement KYC and Anti-Money Laundering (AML) procedures at any time and in its sole discretion, including but not limited to:

* Requiring identity verification from specific Users
* Implementing platform-wide KYC requirements
* Restricting or suspending accounts that do not comply with newly introduced verification requirements

### 3.5 Single Account Policy

Each User shall maintain only one account. Operating multiple wallets or accounts for the purpose of circumventing position limits, manipulating markets, or abusing the Referral Program is strictly prohibited.

***

## 4. Restricted Jurisdictions <a href="#restricted-jurisdictions" id="restricted-jurisdictions"></a>

### 4.1 Blocked Countries

The Service is not available to Users located in, residents of, or citizens of the following countries and territories ("Blocked Countries"):

**OFAC-Sanctioned Countries:** Cuba, Iran, Iraq, North Korea, Syria, Sudan, South Sudan

**Additional Blocked Countries:** Australia, Belarus, Belgium, Burundi, Central African Republic, Democratic Republic of the Congo, Ethiopia, France, Germany, Italy, Lebanon, Libya, Myanmar, Netherlands, Nicaragua, Poland, Republic of Korea, Russia, Singapore, Taiwan, Thailand, United Kingdom, United States, United States Minor Outlying Islands, Venezuela, Yemen, Zimbabwe

### 4.2 Blocked Regions

The Service is additionally restricted in the following regions within otherwise accessible countries:

| Country | Blocked Region           |
| ------- | ------------------------ |
| Canada  | Ontario                  |
| Ukraine | Crimea, Donetsk, Luhansk |

### 4.3 Circumvention Prohibited

You also represent and warrant that you do not direct, manage, or otherwise control your access to and use of the Service from within any Restricted Jurisdiction, and that you will not use any technological or other means (including VPNs, proxies, or similar tools) to misrepresent your location or identity.

The use of virtual private networks (VPNs), proxy servers, Tor, or any other means to circumvent geographic restrictions is a violation of these Terms and may result in immediate account suspension.

### 4.4 Changes to Restricted Jurisdictions

The Company may modify the list of Restricted Jurisdictions at any time without prior notice in response to regulatory changes. When a jurisdiction is newly restricted, affected Users will be provided a reasonable grace period to close their positions and withdraw funds.

***

## 5. Account and Wallet <a href="#account-and-wallet" id="account-and-wallet"></a>

### 5.1 Wallet Connection

To use the Service, you must connect a compatible cryptocurrency wallet. You understand that connecting a wallet and interacting with the Service constitutes a legally binding acceptance of these Terms.

### 5.2 Wallet Security

You are solely responsible for maintaining the security of your wallet, including your private keys and seed phrases. You retain full control over your wallet and assets at all times. The Company does not store, manage, or have access to your private keys or wallet credentials. The Company shall not be liable for any loss arising from unauthorized access to, loss of, or compromise of your wallet.

### 5.3 Non-Custodial Nature of the Service

The Company does not at any time hold, take custody of, or have access to your private keys or to any of your on-chain assets, and does not act as your broker, dealer, custodian, exchange, or agent in relation to any transaction.

The Service is designed to interface with decentralized smart contracts deployed on one or more public blockchain networks. All transactions are executed by you directly through your connected wallet interacting with the relevant smart contracts.

You are solely responsible for securing your wallet and for all transactions that are initiated through your wallet.

### 5.4 Fund Management

All transactions on the Service are denominated in Settlement Asset. Deposited funds are allocated as available balance or locked in open positions. Funds locked in unsettled positions cannot be withdrawn until the relevant Market is resolved and redeemed.

### 5.5 Account Suspension

The Company may temporarily or permanently suspend your account in the following circumstances:

(a) Violation of these Terms (b) Detection of Prohibited Activities (Section 10) (c) Legal or regulatory requirements (d) Security threats or suspicious activity

During any investigation, withdrawals from the affected account may be restricted.

***

## 6. Markets and Event Contracts <a href="#markets-and-event-contracts" id="markets-and-event-contracts"></a>

### 6.1 Market Types

The Service offers the following Market types:

* **Single Binary**: A single event with two outcome positions
* **Multi Binary**: Multiple options where one outcome is selected
* **Series Binary**: Round-based recurring events with periodic settlement

Each Market specifies its resolution criteria, expiration date, and oracle source.

### 6.2 Market Status

* **Active**: Open for trading
* **Closed**: Trading is halted. This includes markets that are pending approval, resolved, redeemable, or cancelled. When a Market transitions to Closed status, no new orders may be placed and all open (unfilled) orders are automatically cancelled.

### 6.3 Market Listing and Delisting

All Markets are listed at the sole discretion of the Company following internal review. The Company reserves the right to:

* Refuse to list any Market
* Cancel or delist any active Market for any reason
* Modify Market parameters (expiration date, resolution criteria) with notice to participants

### 6.4 Resolution Criteria

Each Market has predefined resolution criteria and a designated oracle source, which are displayed on the Market detail page. Users are responsible for reviewing and understanding the resolution criteria before trading.

The outcome and settlement of each Market and Event Contract are ultimately determined by the logic of the relevant smart contracts and the data provided by the designated Oracle or other data sources.

In the event of any discrepancy between (a) information, prices, probabilities, or settlement results displayed on the Service user interface and (b) the state of the underlying smart contracts, the state of the smart contracts shall prevail, to the maximum extent permitted by applicable law.

***

## 7. Trading Rules <a href="#trading-rules" id="trading-rules"></a>

### 7.1 Order Types

* **Market Order**: Executes immediately at the best available price
* **Limit Order**: Placed on the Order Book at a User-specified price
* **Price Range**: Event Contract prices range from $0.001 to $0.999

### 7.2 Split and Merge

* **Split**: Converts Settlement Asset into an equal quantity of both sides of an Event Contract at a 1:1 ratio
* **Merge**: Converts an equal quantity of both sides of an Event Contract back into Settlement Asset at a 1:1 ratio

### 7.3 Redemption

Users holding winning positions in resolved Markets may redeem their positions to receive Settlement Asset. Redemption is only available for Markets in Redeemable status.

### 7.4 Order Execution

Orders are processed on a best-execution basis. Slippage may occur depending on market conditions, and the actual execution price may differ from the expected price. The Company reserves the right to delay or cancel order execution due to system issues, abnormal trading activity detection, or other operational reasons.

### 7.5 Position Limits

The Company may impose position limits on specific Markets or Users. Orders that would exceed applicable position limits will be rejected.

***

## 8. Fees <a href="#fees" id="fees"></a>

### 8.1 Fee Structure

* **Maker Fee (Limit Orders)**: 0% — No fee is charged for orders placed on the Order Book
* **Taker Fee (Market Orders)**: Calculated as `fee = total × k × p × (1 - p)` where:
  * `total` = number of shares × price
  * `k` = fee coefficient (subject to change; current value displayed on the Service)
  * `p` = execution price

### 8.2 Fee Modifications

The Company may modify the fee structure, including the fee coefficient (k), at any time. Changes will be announced in advance and will apply to transactions executed after the effective date of the change.

### 8.3 Referral Discounts

Users who have registered a valid referral code may receive a discount on Taker fees for a specified period. Discount rates and duration are governed by the Referral Program terms (Section 12).

***

## 9. Market Resolution and Settlement <a href="#market-resolution-and-settlement" id="market-resolution-and-settlement"></a>

### 9.1 Resolution Process

Upon Market expiration or triggering of the resolution condition, the outcome is determined based on data from the designated Oracle source. The settlement result is binary: winning positions settle at $1.000 per share and losing positions settle at $0.000 per share.

### 9.2 Settlement Delays and Disputes

Resolution may be delayed due to Oracle data discrepancies, event ambiguity, or other unforeseen circumstances. Users may file a dispute regarding a settlement result within seventy-two (72) hours of resolution. The Company will review all disputes and render a final, binding decision.

### 9.3 Market Cancellation

The Company may cancel a Market if:

* The underlying event is cancelled or becomes indeterminate
* Oracle data is unavailable or unreliable
* Force majeure events occur
* Market integrity is compromised

For cancelled Markets, positions will be refunded based on the acquisition price or a fair value determined by the Company in good faith and in a commercially reasonable manner.

### 9.4 Emergency Resolution

The Company reserves the right to perform emergency resolution in situations that threaten market integrity, including but not limited to:

* Oracle manipulation detection
* Large-scale market manipulation
* Regulatory authority requests
* System security threats

### 9.5 Third-Party Oracles and Infrastructure

The Service may rely on or interact with third-party oracles, data providers, blockchain nodes, bridges, wallets, and other infrastructure or service providers that are not controlled by the Company.

The Company does not make any representations or warranties and shall have no liability whatsoever in connection with any act or omission of such third parties, including without limitation any error, delay, inaccuracy, manipulation, unavailability, or security incident relating to any data or services provided by them.

Your use of any third-party services is subject to the terms and conditions of such third parties.

***

## 10. Prohibited Activities <a href="#prohibited-activities" id="prohibited-activities"></a>

You agree not to engage in any of the following activities:

### 10.1 Market Manipulation

* **Spoofing**: Submitting orders with no intent to execute, for the purpose of influencing prices
* **Wash Trading**: Executing self-trades to create misleading trading volume
* **Collusion**: Coordinating with other Users to artificially influence prices
* **Layering**: Placing multiple orders at various price levels to mislead other market participants

### 10.2 Insider Trading

* Trading on the basis of material non-public information ("MNPI") or sharing such MNPI with any third party for the purpose of enabling their trading.
* Trading on Markets where you have direct or indirect influence over the underlying event outcome
* Engaging in "front-running" or exploiting transaction ordering, including through the use of automated bots or MEV (Maximum Extractable Value) strategies, in advance of the public release of oracle data or market resolution results.

### 10.3 Platform Abuse

* Using VPNs, proxies, Tor, or other tools to circumvent geographic restrictions
* Operating multiple accounts or wallets to evade position limits or abuse the Referral Program
* Using automated tools (bots) to generate abnormal trading patterns or disrupt Service operations (legitimate algorithmic trading via approved channels is subject to separate policies)
* Exploiting system vulnerabilities, bugs, or errors

### 10.4 Other Prohibited Conduct

* Unauthorized access to other Users' accounts or wallets
* Spreading false or misleading information to influence Market prices
* Using the Service for money laundering, terrorist financing, or any other illegal activity
* Unauthorized scraping, copying, or commercial use of Service data
* Any activity that would cause the Company, any affiliate, or any third-party service provider to violate any applicable sanctions, export control, or anti-money laundering laws
* Any attempt to evade, circumvent, or frustrate any such laws, including through the use of privacy-enhancing technologies, mixers, or chain-hopping strategies.

### 10.5 Enforcement

Upon detection of Prohibited Activities, the Company may take any or all of the following actions:

* Issue a warning
* Temporarily suspend the account
* Force-close open positions
* Permanently ban the account
* Report to relevant authorities

Withdrawals will be restricted during any active investigation. In addition to the foregoing, any profits, gains, or rewards obtained through Prohibited Activities shall be deemed unjustly acquired. The Company reserves the right to (a) set off such amounts against any balance held in your account, (b) withhold settlement proceeds pending investigation, and (c) pursue recovery of such amounts through legal proceedings. The Company's exercise of these rights shall not constitute a waiver of any other remedy available at law or in equity.

***

## 11. Risk Disclosure <a href="#risk-disclosure" id="risk-disclosure"></a>

**TRADING EVENT CONTRACTS INVOLVES SUBSTANTIAL RISK AND IS NOT SUITABLE FOR ALL INDIVIDUALS. YOU SHOULD CAREFULLY CONSIDER WHETHER TRADING IS APPROPRIATE FOR YOU IN LIGHT OF YOUR FINANCIAL CONDITION.**

### 11.1 Trading Risk

You may lose your entire investment. Past performance does not guarantee future results. Event Contracts differ from traditional financial instruments and may exhibit extreme price volatility.

### 11.2 Liquidity Risk

Certain Markets may have insufficient liquidity, making it difficult or impossible to enter or exit positions at desired prices. Slippage may occur when Order Book depth is insufficient. Markets may cease trading, and open orders may be cancelled.

### 11.3 Technology Risk

Blockchain network congestion, smart contract vulnerabilities, system outages, or other technical failures may delay or prevent trade execution. During Service downtime, you will be unable to manage your positions. You acknowledge and accept these technology risks.

### 11.4 Regulatory Risk

Changes in laws, regulations, policies, and enforcement practices, or in their interpretation or application, at any time and in any jurisdiction, may restrict, suspend, or prohibit your access to or use of the Service, your ability to participate in certain Markets, or the legality of holding or transferring certain digital assets. Such changes may include, without limitation, measures relating to securities, derivatives, commodities, gambling, anti-money laundering, sanctions, tax, or consumer protection laws.

If the trading of Event Contracts, the use of the Service, or the holding or transfer of digital assets becomes illegal or restricted in your jurisdiction, you must immediately cease using the Service and, where permitted, close your positions and withdraw your assets.

The Company shall have no liability for any loss or damage arising from any such legal or regulatory changes or from any actions the Company takes in good faith to comply with or respond to such changes.

### 11.5 Oracle Risk

Settlement depends on external Oracle data. Oracle data may be subject to errors, delays, or manipulation. While the Company uses commercially reasonable efforts to select reliable data sources, the Company does not guarantee the accuracy of Oracle data.

### 11.6 Smart Contract and Experimental Software Risk

The Service relies on smart contracts that, while subject to security audits, may contain undiscovered vulnerabilities, bugs, or exploits that could result in the partial or total loss of your funds. Smart contract audits do not guarantee the absence of security flaws. The Company may upgrade, migrate, or modify smart contracts at any time, which may cause temporary service interruptions. By using the Service, you acknowledge that you are interacting with experimental software and accept all associated risks.

### 11.7 Finality of On-Chain Transactions

All transactions executed on the Service interact directly with smart contracts deployed on public blockchain networks. Once submitted to the blockchain network, such transactions are final, irreversible, and immutable. The Company has no ability to cancel, reverse, modify, or refund any on-chain transaction after it has been submitted, regardless of the circumstances, including any user error, system error, or change in market conditions. You are solely responsible for verifying all transaction details — including wallet addresses, amounts, and Market selections — prior to submission. This Section does not limit the Company's discretion to cancel Markets under Section 9.3.

***

## 12. Referral Program <a href="#referral-program" id="referral-program"></a>

### 12.1 Overview

Users may generate a unique referral code and share it with others. When a referred User (Referee) registers a referral code and trades on the Service, the referring User (Referrer) earns a percentage of the Referee's Taker fees as a reward. The Referee receives a discount on Taker fees for a specified period.

### 12.2 Terms and Conditions

Specific reward rates, discount rates, and applicable periods are displayed on the Referral page within the Service. The Company reserves the right to modify Referral Program terms at any time with advance notice.

### 12.3 Anti-Abuse

The following activities are prohibited and constitute grounds for reward forfeiture and account suspension:

* Self-referral (registering your own referral code on another account you control)
* Creating multiple accounts to fraudulently earn referral rewards
* Any scheme designed to artificially inflate referral rewards

Upon detection of abuse, the Company may claw back referral rewards and suspend involved accounts.

***

## 13. Intellectual Property <a href="#intellectual-property" id="intellectual-property"></a>

### 13.1 Service Content

All content on the Service — including Market data, pricing information, user interface, logos, trademarks, and brand elements — is the intellectual property of the Company or its licensors. You may access this content solely for the purpose of using the Service. Commercial use, reproduction, or distribution without prior written consent is prohibited.

### 13.2 User Content

By creating and sharing content through the Service (including PnL share cards, referral share cards, and other shareable content), you grant the Company a non-exclusive, royalty-free, worldwide license to use, display, and distribute such content for promotional and operational purposes.

***

## 14. Dispute Resolution and Arbitration <a href="#dispute-resolution-and-arbitration" id="dispute-resolution-and-arbitration"></a>

### 14.1 Informal Resolution

Before initiating formal dispute resolution, you agree to first attempt to resolve any dispute by contacting the Company and engaging in good faith negotiations for a period of thirty (30) days.

### 14.2 Binding Arbitration

Any dispute not resolved through informal negotiation shall be finally settled by binding arbitration administered under the rules of the Singapore International Arbitration Centre in Singapore. The arbitration shall be conducted in English. The arbitrator's decision shall be final and binding.

To the extent permitted by applicable law, the parties agree that any dispute relating to or arising from the validity, execution, or results of any on-chain transaction or smart contract interaction shall be resolved by reference to the publicly verifiable state and rules of the relevant blockchain network and smart contracts, and that no court, tribunal, or arbitrator shall have the power to alter, reverse, or otherwise interfere with such on-chain state.

### 14.3 Class Action Waiver

**YOU AGREE THAT ANY DISPUTE RESOLUTION PROCEEDINGS WILL BE CONDUCTED ONLY ON AN INDIVIDUAL BASIS AND NOT IN A CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION. YOU WAIVE ANY RIGHT TO PARTICIPATE IN CLASS ACTIONS OR CLASS-WIDE ARBITRATION.**

### 14.4 Governing Law

These Terms shall be governed by and construed in accordance with the laws of the British Virgin Islands (BVI), without regard to its conflict of law provisions.

***

## 15. Disclaimers and Limitation of Liability <a href="#disclaimers-and-limitation-of-liability" id="disclaimers-and-limitation-of-liability"></a>

### 15.1 "As Is" Service

THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITHOUT WARRANTIES OF ANY KIND, WHETHER EXPRESS, IMPLIED, OR STATUTORY, OR OTHERWISE. TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE COMPANY DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, COMPLETENESS, RELIABILITY, AVAILABILITY, AND THAT THE SERVICE WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE.

WITHOUT LIMITING THE FOREGOING, THE SERVICE IS PROVIDED AS AN INTERFACE TO DECENTRALIZED SMART CONTRACTS AND THIRD-PARTY SERVICES, WHICH ARE PROVIDED "AS IS" AND "AS AVAILABLE" BY INDEPENDENT THIRD PARTIES. THE COMPANY DOES NOT OPERATE, CONTROL, OR ASSUME RESPONSIBILITY FOR ANY UNDERLYING BLOCKCHAIN NETWORKS, SMART CONTRACTS, OR THIRD-PARTY SERVICES, AND MAKES NO REPRESENTATIONS OR WARRANTIES WITH RESPECT THERETO.

### 15.2 Service Availability

THE COMPANY DOES NOT GUARANTEE THAT THE SERVICE WILL BE AVAILABLE AT ALL TIMES OR AT ANY SPECIFIC TIME. THE SERVICE MAY BE INTERRUPTED, SUSPENDED, MODIFIED, OR DISCONTINUED AT ANY TIME, WITH OR WITHOUT NOTICE. THE COMPANY SHALL NOT BE LIABLE FOR ANY LOSS ARISING FROM ANY INTERRUPTION, DELAY, OR UNAVAILABILITY OF THE SERVICE.

### 15.3 Information Disclaimer

THE COMPANY DOES NOT GUARANTEE THE ACCURACY, COMPLETENESS, TIMELINESS, OR RELIABILITY OF ANY MARKET DATA, PRICES, PROBABILITIES, CHARTS, ORACLE DATA, OR OTHER INFORMATION DISPLAYED ON THE SERVICE. PRICES AND PROBABILITIES DISPLAYED ON THE SERVICE INTERFACE ARE FOR INFORMATIONAL PURPOSES ONLY AND DO NOT CONSTITUTE INVESTMENT ADVICE OR AN OFFER TO TRADE.

IN THE EVENT OF ANY DISCREPANCY BETWEEN INFORMATION DISPLAYED ON THE SERVICE INTERFACE AND THE ACTUAL STATE OF THE UNDERLYING SMART CONTRACTS OR ORACLE DATA, THE ON-CHAIN STATE SHALL PREVAIL, AS FURTHER SET FORTH IN SECTION 6.4. THE COMPANY SHALL HAVE NO LIABILITY FOR ANY LOSS ARISING FROM RELIANCE ON INACCURATE, DELAYED, OR INCOMPLETE INFORMATION, INCLUDING WITHOUT LIMITATION ORACLE DATA ERRORS, UI DISPLAY BUGS, OR NETWORK LATENCY. ANY RELIANCE ON SUCH INFORMATION IS ENTIRELY AT YOUR OWN RISK.

### 15.4 Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE COMPANY'S TOTAL LIABILITY FOR ANY CLAIMS ARISING OUT OF OR RELATED TO THESE TERMS OR THE SERVICE SHALL NOT EXCEED THE TOTAL FEES PAID BY YOU TO THE COMPANY DURING THE SIX (6) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM.

IN NO EVENT SHALL THE COMPANY BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, DATA, OR GOODWILL.

YOU ACKNOWLEDGE AND AGREE THAT HOLDING OR USING SETTLEMENT ASSET OR ANY OTHER DIGITAL ASSET IN CONNECTION WITH THE SERVICE DOES NOT GRANT YOU ANY EQUITY, OWNERSHIP, PROFIT-SHARING, VOTING, OR OTHER RIGHTS IN OR TO THE COMPANY OR ANY OF ITS AFFILIATES, NOR DOES IT CREATE ANY PARTNERSHIP, JOINT VENTURE, EMPLOYMENT, AGENCY, FIDUCIARY, OR SIMILAR RELATIONSHIP BETWEEN YOU AND THE COMPANY.

NO RETURN, YIELD, PROFIT, OR INCOME IS PROMISED OR GUARANTEED TO YOU BY VIRTUE OF HOLDING OR USING ANY SUCH DIGITAL ASSET.

### 15.5 Statute of Limitations

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, YOU AGREE THAT ANY CLAIM, ACTION, OR PROCEEDING ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICE MUST BE COMMENCED WITHIN ONE (1) YEAR AFTER THE DATE ON WHICH THE CAUSE OF ACTION FIRST AROSE. IF NOT COMMENCED WITHIN SUCH ONE (1) YEAR PERIOD, ANY SUCH CLAIM, ACTION, OR PROCEEDING SHALL BE PERMANENTLY BARRED.

### 15.6 Indemnification

You agree to indemnify, defend, and hold harmless the Company, its affiliates, and their respective directors, officers, employees, and agents from and against any and all claims, damages, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising out of or related to:

* Your violation of these Terms
* Your misuse of the Service
* Your violation of any applicable law or regulation
* Your trading activity on the Service

***

## 16. Modification and Termination <a href="#modification-and-termination" id="modification-and-termination"></a>

### 16.1 Modification of Terms

The Company may modify these Terms at any time. Material changes will be communicated through in-Service notices or other reasonable means. Your continued use of the Service after such modifications constitutes acceptance of the updated Terms.

### 16.2 Modification of Service

The Company may modify, suspend, or discontinue any part of the Service at any time. Material changes will be announced at least thirty (30) days in advance, except in cases of urgent security or regulatory requirements.

### 16.3 Market Parameter Changes

The Company may modify parameters of active Markets (including expiration dates and resolution criteria) for reasonable cause. Affected Market participants will be individually notified.

### 16.4 Service Termination

In the event of full Service termination:

* Active Markets will be settled at current market prices or fair values determined by the Company
* Users will be provided a reasonable period to withdraw their funds
* The Company will make commercially reasonable efforts to provide at least thirty (30) days' notice

***

## 17. General Provisions <a href="#general-provisions" id="general-provisions"></a>

### 17.1 Entire Agreement

These Terms, together with any policies or guidelines incorporated by reference, constitute the entire agreement between you and the Company regarding the Service and supersede all prior agreements, written or oral.

### 17.2 Assignment

You may not assign or transfer any rights or obligations under these Terms without the Company's prior written consent. The Company may freely assign these Terms in connection with a merger, acquisition, or sale of assets.

### 17.3 Severability

If any provision of these Terms is found to be invalid or unenforceable, that provision shall be limited to the minimum extent necessary, and the remaining provisions shall continue in full force and effect.

### 17.4 No Waiver

The Company's failure to enforce any provision of these Terms shall not constitute a waiver of that provision or any other provision.

### 17.5 Force Majeure

The Company shall not be liable for any failure or delay in performing its obligations under these Terms to the extent caused by circumstances beyond its reasonable control, including but not limited to: blockchain network congestion, outages, or forks; failures of third-party oracle services, node providers, bridges, or wallets; cyberattacks, hacking incidents, or security breaches affecting the Company or third-party infrastructure; regulatory orders, sanctions, or government actions; natural disasters, pandemics, or other events of force majeure. In such circumstances, the Company shall use commercially reasonable efforts to resume normal operations and to minimize the impact on Users, including providing reasonable notice where practicable.

### 17.6 Contact

For questions or concerns regarding these Terms, please contact us at:

* **Email**: <dev@crossdefi.io>

***

(c) 2026 CROSS Technologies Ltd. All rights reserved.


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